Free Insurance Quotes


Zip



Latest News

New Texas Legislation Likely to Affect Homeowner Quotes

If a proposed bill is passed by the Texas House of Representatives it could have some positive consequences for homeowners in the Lone Star State. Among other things, the bill proposes to change how claim disputes are mediated and settled, removes the maximum replacement value of an insured home, and eliminates the requirement that homeowners buy flood insurance.

How the Changes Could Affect Texas Home Insurance Quotes

It’s clear that homeowner quotes in Texas will be more flexible if the bill passes. Without a flood insurance requirement, a homeowner quote could be several hundred dollars less per year, while removing the cap on the replacement values of insured homes would allow more affluent homeowners to get homeowner quotes that reflect the true value of their homes. And though not reflected in homeowner quotes, better regulations for dispute mediation will most likely be to the consumers’ benefit.

Be Realistic When Requesting Homeowner Quotes

Despite the prospect of more flexible insurance legislation, homeowners should remain realistic when requesting homeowner quotes. Even if a homeowner can save cash on his premiums by not adding flood insurance to his policy, if his home is located in a flood-prone area, he’s best advised to get flood insurance to cover the costs of damages in the event of a flood. For any homeowner, it’s a smart idea to compare homeowner quotes periodically to find out if there’s a better insurance deal available. An online comparison site like AgentInsure allows homeowners to request and compare homeowner quotes free of charge before selecting the policy that offers the desired amount and type of coverage at an affordable price.

Related Articles

What is Recommended to do in Order to Protect my Assets if I am Sued? 11/22/2012
If you are being sued due to an auto accident or an accident that takes place in your home, then it is important to know what you need to protect your assets. By taking action to keep your personal...

Read More →

Insurance Coverage for Renters With Negligent Landlords 03/23/2013
As a young, inexperienced renter, you may think that your landlord has a home insurance policy that will protect you, and that that coverage will pay the cost to repair any damage to your property....

Read More →

Homeowner Basics: Exploring your Home Insurance Options 01/01/2013
As a homeowner, you have a lot of decisions to make. One of the most important is choosing the right insurance to protect you and your finances in case the unexpected occurs. While understanding in...

Read More →