Your driving record may not be the sole reason you’re having difficulty landing affordable car insurance, but it’s certainly one of the most important car insurance factors. Sure, there are things you can do to cut down on your monthly bill—like having multiple car insurance, raising your deductible, and having an anti-theft system installed on your vehicle—but the way you conduct yourself behind the wheel carries a huge amount of weight in how much you pay in monthly premiums. The simple answer? Become a better driver. Here are the top 5 ways to go about doing that.
If all else fails and the insurance company still doesn’t pay as per the decision of the arbiter, your last resort is to go to court. This is where things can start getting particularly expensive, especially for you since you’ll not only have to worry about attorney’s fees, but also costly court fees. In this case, weigh your options carefully. The last thing you want is to spend $5000 taking your auto insurer to court just to recoup an additional $3000.
Who is Covered by my Car Insurance if I am Not Driving?
05/25/2013
If your friend borrows your car while hers is in the shop, or if your son lets a friend drive the family car, the coverage for the vehicle will be provided by your insurance, in most cases. While e...
Read More →
What is the Difference between Named Perils and Open Perils on your Insurance Policy?
07/10/2012
While comparison shopping for insurance, you will encounter two different types of policies: named perils and open perils policies. Understanding the difference between the two insurance policies w...
Read More →
Do I need to Personal Injury Protection (PIP) Coverage on my Auto Insurance Policy?
06/26/2013
Not everyone must buy personal injury protection, but it's certainly a beneficial addition to your auto insurance policy, should the coverage be provided in your area. Personal injury protection, o...
Read More →