The Children’s Hospital of Philadelphia, together with State Farm Insurance Companies, recently publicized a report that validates higher auto insurance coverage for teen drivers. According to the report, the majority of crashes caused by teen drivers affects many more people than previously thought, and extended far beyond their own family and friends. Shockingly, almost 30% of those who were fatally injured in teen driver crashes were in vehicles not driven by teen drivers.
Auto Insurance Coverage Reflects Teen Driver Risks
The higher rates associated with auto insurance coverage for teens has always been based on statistics that prove teen drivers are more likely to be involved in crashes than more mature drivers. However, with recent data proving beyond a doubt that teens are more likely to speed, drive drunk, be distracted, and not wear a seatbelt, it’s clear that auto insurance coverage for teen drivers has to be higher than for more experienced drivers simply to cover the much higher risks.
Finding Affordable Auto Insurance Coverage for Your Teen
If you’re planning to add a teen driver to your policy, you might want to compare auto insurance coverage to see where you can get the best rate and get the auto insurance limits you feel comfortable with. AgentInsure offers quick and convenient online insurance comparison so you can review your auto insurance coverage options at your leisure. In addition, AgentInsure can put you in touch with a licensed agent in your area who can advise you on how to reduce your teen’s auto insurance coverage—perhaps by taking defensive driving courses and maintaining a clean driving record.
What is the Difference between Named Perils and Open Perils on your Insurance Policy?
While comparison shopping for insurance, you will encounter two different types of policies: named perils and open perils policies. Understanding the difference between the two insurance policies w...
Read More →
How do you Know when it is Necessary to Call the Police when Involved in a Car Accident?
When you are in a major auto accident, you already know that it is important to call the police and an ambulance. If you do not contact the authorities personally, then it is likely that passersby ...
Read More →
What Happens if You Do Not Have Auto Insurance in Your State?
In an effort to crack down on the high number of uninsured or under-insured drivers, every state in the country has enacted some sort of law that requires people who own and drive cars to be able t...
Read More →