The Children’s Hospital of Philadelphia, together with State Farm Insurance Companies, recently publicized a report that validates higher auto insurance coverage for teen drivers. According to the report, the majority of crashes caused by teen drivers affects many more people than previously thought, and extended far beyond their own family and friends. Shockingly, almost 30% of those who were fatally injured in teen driver crashes were in vehicles not driven by teen drivers.
Auto Insurance Coverage Reflects Teen Driver Risks
The higher rates associated with auto insurance coverage for teens has always been based on statistics that prove teen drivers are more likely to be involved in crashes than more mature drivers. However, with recent data proving beyond a doubt that teens are more likely to speed, drive drunk, be distracted, and not wear a seatbelt, it’s clear that auto insurance coverage for teen drivers has to be higher than for more experienced drivers simply to cover the much higher risks.
Finding Affordable Auto Insurance Coverage for Your Teen
If you’re planning to add a teen driver to your policy, you might want to compare auto insurance coverage to see where you can get the best rate and get the auto insurance limits you feel comfortable with. AgentInsure offers quick and convenient online insurance comparison so you can review your auto insurance coverage options at your leisure. In addition, AgentInsure can put you in touch with a licensed agent in your area who can advise you on how to reduce your teen’s auto insurance coverage—perhaps by taking defensive driving courses and maintaining a clean driving record.
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