When it comes to popular car insurance questions, there’s none that gets asked with as much frequency as this: what do I need to do to get really affordable car insurance? The reality of rough and rocky economic times has led many to abandon lifestyles of living beyond their means. People are tightening their belts. The rising cost of gas and the plummeting value of homes has made people start to nervously eye the bill that accompanies their car insurance policy statement. And car lovers are beginning to mull over their trade down options.
It’s no secret there are some cars that are more expensive to insure. The once held misconception that you only had to worry if you owned a $95,000 sports car has been eradicated. Taking their cues from yearly reports that inform consumers what they need to drive in order to secure the lowest car insurance rates possible, more and more people are starting to pawn off their sporty coupes for the slightly less thrilling experience that only a minivan can provide.
According to a recently released report gathered directly from all the major car insurance companies, the cheapest vehicle to insure in 2011 is the Chrysler Town & Country LX minivan at $1091.80, followed closely by the Toyota Sienna and Sienna LE at $1100.00 and $1107.70, respectively. But SUV lovers and those with an aversion to minivans don’t have to despair. Jeep’s Wrangler placed comfortably in the list of top 10 cheapest vehicles to insure, at an average $1131.27 per year.
Do I need to Personal Injury Protection (PIP) Coverage on my Auto Insurance Policy?
Not everyone must buy personal injury protection, but it's certainly a beneficial addition to your auto insurance policy, should the coverage be provided in your area. Personal injury protection, o...
Read More →
Who is Covered by my Car Insurance if I am Not Driving?
If your friend borrows your car while hers is in the shop, or if your son lets a friend drive the family car, the coverage for the vehicle will be provided by your insurance, in most cases. While e...
Read More →
What Happens if You Do Not Have Auto Insurance in Your State?
In an effort to crack down on the high number of uninsured or under-insured drivers, every state in the country has enacted some sort of law that requires people who own and drive cars to be able t...
Read More →