What is the Difference between Named Perils and Open Perils on your Insurance Policy?

07/10/2012

While comparison shopping for insurance, you will encounter two different types of policies: named perils and open perils policies. Understanding the difference between the...
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My House is Paid Off - Do I still need Homeowners Insurance?

08/28/2013

As a homeowner, you probably had to initially get your homeowners insurance policy as a requirement when you got your mortgage. This is because the lender had a lien on the...
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