Free Insurance Quotes


Zip



Latest News

Insurance Industry Urges At-Risk Consumers to Seek Flood Insurance

Spring has sprung, and even though many in the country are still suffering under the dying spell of winter, evidence abounds that a gradual thaw is in effect. While this fact may sound like great news to the majority, the insurance industry is seeing it as a reason to brace for the increased chances of floods and reminding homeowners that now is the time to seek coverage. But don’t bother asking your dedicated agent for a quote for homeowners insurance flood protection—standard homeowner policies don’t offer protection against floods.

So what do consumers who live in high risk areas do to protect themselves against the possibility of floods? The National Flood Insurance Program (NFIP) www.floodsmart.gov offers flood insurance policies that are separate from homeowners insurance policies, and are the primary resource for consumers looking to shore up protection for their assets. Coverage can also be obtained from private flood insurance companies, but these are few and far between.

To verify coverage for all other types of disasters and scenarios—both predictable and unpredictable—consumers are urged to shop around to see what’s out there, even if they’re already happy with their existing coverage. Insurance industry experts are in unison on the opinion that it’s important for consumers to compare homeowners insurance policies as a way of guaranteeing the best level of coverage at the best possible prices.

Related Articles

Do Wood Burners Change your Home Insurance Premiums? 05/05/2013
If you install a wood burner or wood stove in your home, your homeowners insurance policy may need to be updated to comply with state insurance regulations. Laws vary from state to state, and it wo...

Read More →

Does an Alarm System Help Lower My Homeowners Insurance Rates? 02/02/2013
Homeowners insurance is often necessary. If you own a home, having proper insurance helps to protect you against all of the risks that can occur, such as fire, theft, or flooding, in some cases. Po...

Read More →

Does Having an Auto Security Alarm Save You Money on Your Car Insurance? 12/23/2012
When you purchase insurance, regardless of whether you buy a home, auto or health insurance policy, you do so with the expectation that if and when you have to file a claim for a repair, the compan...

Read More →